27
In matters of dress, resolve to be a man of taste, but not a fop. The man of taste is marked by elegance, the fop by excess. Set not your heart on the excessive acquisition of goods, but on a moderate enjoyment of what you have. Despise those who strain after riches, but are not able to use what they have; they are in like case with a man who, being but a wretched horseman, gets him a fine mount.
28
Try to make of money a thing to use as well as to possess; it is a thing of use to those who understand how to enjoy it, and a mere possession to those who are able only to acquire it. Prize the substance you have for two reasons—that you may have the means to meet a heavy loss and that you may go to the aid of a worthy friend when he is in distress; but for your life in general, cherish your possessions not in excess but in moderation.
29
Be content with your present lot, but seek a better one. Taunt no man with his misfortune for fate is common to all and the future is a thing unseen. Bestow your favors on the good; for a goodly treasury is a store of gratitude laid up in the heart of an honest man. If you benefit bad men, you will have the same reward as those who feed stray dogs; for these snarl alike at those who give them food and at the passing stranger; and just so base men wrong alike those who help and those who harm them.The same cynicism is expressed in Theog. 105-106: δειλοὺς εὖ ἔρδοντι ματαιοτάτη χάρις ἐστίν· ἶσον καὶ σπείρειν πόντον ἁλὸς πολιῆς.
